Attention homeowners: Real estate appraisal services for in Columbus and Bartholomew CountyHere are the top seven reasons why Indiana homeowners use AK Appraisal Services:
We at AK Appraisal Services understand the particular needs of a consumer seeking appraisal services. Our usual business clients get the appraisal process and the customary "products" we deliver to them. Being a regular consumer that ordinarily doesn't see an appraisal every day, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that's declining. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from AK Appraisal Services is your number one weapon.Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At AK Appraisal Services, we're experts in helping homeowners just like you do away with unneeded and unwanted PMI insurance.Recently got a freeze to your HELOC?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. AK Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you would like to have a seasoned expert double-check it for verity or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? AK Appraisal Services can help you with that. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property. |
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